ID PROTECT® ME 24/7
ID Protection that’s FREE with your Banner Federal Checking Account. Monitor your credit, get your credit scores, PLUS be protected when the unthinkable happens.
Protection + Rewards Checking
Our Protection Plus Rewards Checking was designed with the busy consumer in mind. Everything you need is in the palm of your hands from our zero-liability debit cards with free access to thousands of ATM’s, our mobile app with check deposit, to alerts for things such as low balance and credit monitoring. This is truly a worry- free checking!
Opportunity Checking
Finally a checking account designed especially for members who are trying to reestablish a good checking history. Banner Federal thinks you deserve a second chance. You will receive all the same benefits as our normal checking except this account we monitor more closely and let you know when we see trouble in managing it. Plus after 1-year of good checking history, you will also automatically qualify for our Protection Plus Rewards Checking!
Business Checking Accounts
Bring your business checking to Banner Federal and save money on your monthly service charge. For only $6 a month, receive most of the same benefits you enjoy with your personal checking account including free check writing, E-Statements, Virtual Branch account access, and more. Ask one of our member service representatives how to get started on your new Banner Federal Business Checking Account today!
Teen Checking Accounts
With Teen Checking, you can transfer money instantly to your teen’s account and even monitor spending quickly and easily, online, anytime! Please note that this account requires a qualified parent or guardian co-signer, and both the adult and teen must visit a Banner Federal branch together to open the account. Please ask your teen to bring his or her driver’s license or school ID.
Cash Back Rewards
With CardCash™ cash back debit rewards you earn up to 1% cash back on your qualified non-PIN debit card purchases. Earn UNLIMITED cash back annually.* Once registered, you will receive a Welcome Email with your account login credentials. You will also receive monthly statements to track your earnings online. Here’s how CardCash™ works:
- Use your debit card for your everyday purchases.
- Request that your purchases be run as CREDIT.
- Exceed your monthly non-PIN minimum spend of $850.
- Get up to 1% cash back on your qualified non-PIN debit card purchases above the monthly minimum spend threshold.*
Debit & ATM Cards
To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. We will NEVER ask for your personal or account information. We will only ask you to verify transactions.
Traveling? Let us know before you go, and we’ll make a note of it. Otherwise, our fraud department may stop your card. Simply call us at (602) 254-5291 Option 0 or email us at inform@bannerfcu.org.
Lost or stolen cards – Call us at 1-800-617-3775.
**Zero Liability means you won’t be responsible for unauthorized transactions when you notify us within 60 days from when we sent you the statement on which the item appears. Visa Zero Liability also protects against unauthorized purchases if your card is lost or stolen. Certain conditions and exclusions apply.
