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Banner Federal Credit Union
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Personal Loans

  • Line-of-Credit Loans
  • Signature Loans
  • Shared Secure Loans
  • Pay Day Stretcher Loans

Personal Loans

There are a Lot of Ways to Borrow at Banner Federal Credit Union.

Personal Loan

Personal Loans

A Banner Federal Credit Union personal loan is a loan that can be used for various purposes. We offer Line-of-Credit Loans, Signature Loans, Share Secured Loans, and even a Pay Day Stretcher Loan.

Whether you’re looking to consolidate some debt, get something special for the holidays, or have an unconventional need you’re wondering how to finance – a Personal Loan may be the answer you’re looking for.

Once we have all the required documentation, no need to come into a branch. We can now have you sign most loan agreements through email! Ask us  how!

Line of Credit

Line-of-Credit Loans

This low-rate, smart loan with limits up to $7,500 requires no collateral and gives you the flexibility to access your funds or even use it for overdraft protection for your Banner Federal checking account. Limits are determined by creditworthiness and other factors.

Vacation

Signature & Consolidation Loans

When you need cash for a vacation, unexpected expenses, or for any reason, we can help with a personal loan at a competitive rate. Signature loans can be as little as $200 or a large as $15,000 with qualifying credit history.

Shared Savings Account

Shared Secured Loans

Maybe you have the money but just don’t want to spend it. With a share secured loan you can borrow against the funds in your account. We will hold the amount that you borrow and as you pay it back, the funds become available. You will continue to earn interest on your account. At the end of the loan you will still have the funds in your account. This is the easiest loan to get, helps you build or rebuild your credit history and has the absolute lowest rate possible.

Personal Loans

PayDay Stretcher Loans

Everyone has an occasional financial emergency. If you need money to cover you for a short period of time, a PayDay Stretcher Loan is for you.

  • Loans of $200.00 to $500.00 available
  • Repaid through payroll deduction
  • Helps establish credit history
  • Easy qualifying
  • No credit check required
  • Qualification details and to obtain an application,
  • Once we have the required documentation and an approval, in-branch and electronic signing options available.  Ask us  how!
GET STARTED
APPLY FOR YOUR PERSONAL LOAN

LOANS

  • Personal Loans
  • Auto Loans
  • Home Loans
  • Credit Cards
  • Best Deals on Auto Loans
  • Loan Rates

We’re not just any credit union, we’re Banner Health’s credit union.  We’re here to serve the employees and family members of the Banner Health team.  Learn more about who we are and what we do under the “learn more” tab.

Routing Number

3221-7288-1


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© Banner Federal Credit Union | NMLS 967410 | RT# 3221-7288-1
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