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Home Loans

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Home Loans

Banner Federal is your best resource for buying or refinancing your home.

First Mortgage

First Mortgage Loans from Centennial Lending

Banner Federal has teamed up with Centennial Lending to offer our members mortgages that meet your needs, from people you can trust. They offer a variety of mortgage home loan products, including Conventional, FHA, and VA loans. Talk to the experienced Mortgage Loan Officers at Centennial who know that flexible rates and terms are just the beginning.
Not ready to apply? We’ve got the resources to get you ready!

YOU ARE LEAVING

In order to provide a full range of services to our members, Banner Federal often uses third party companies to provide these services to you. By clicking on this link, you will be leaving our website and entering a different site which is hosted by a third party. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website.

We encourage you to read the privacy and security policies of the site which you are entering, as they may be different than ours.

Continue to Centennial Lending
  • Research Loan Options – Check our large group of Frequently Asked Questions
  • Keep an Eye on Rates – With Rate Watcher you’ll get email rate updates
  • Calculate Payments – Know what you can afford with our handy loan calculators
  • Learn About Closing Costs – Estimate how much cash you’ll need to close

If you are ready, apply online now. It’s that easy!

YOU ARE LEAVING

In order to provide a full range of services to our members, Banner Federal often uses third party companies to provide these services to you. By clicking on this link, you will be leaving our website and entering a different site which is hosted by a third party. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website.

We encourage you to read the privacy and security policies of the site which you are entering, as they may be different than ours.

Continue to Centennial Lending
APPLY FOR YOUR MORTGAGE
Second or Equity Mortgage

Second Mortgage & Home Equity Programs

Home Equity Lines of Credit (HELOC)

A HELOC allows you to borrow against the equity in your home using a line of credit, so you only pay interest on the amount you borrow – similar to a credit card. This is a great way to make home improvements, pay college tuition, and take a vacation and more. And your interest may even be tax deductible.*

Home Equity Loans

If you know you would like one lump sum, a Home Equity loan allows you to borrow a set amount against the equity in your home at a great rate, along with flexible terms.* This is another great option to utilize your assets to make your dreams come true.

REQUEST YOUR APPLICATION PACKET

Or for more details contact our loan team at 602-254-5291 option 0 then 3 today.

*Consult with your accountant or tax advisor. Available in Arizona only and must be owner-occupied.

Check out our competitive loan rates
before applying for your next home loan!

GO TO LOAN RATES

Check on the recent home sales in your area through ValueCheck, Inc.

ValueCheck, Inc. will provide you the latest information on recent home sales in your area to help you determine your property’s current market value.

 

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