Second Mortgage & Home Equity Programs
Home Equity Lines of Credit (HELOC)
A HELOC allows you to borrow against the equity in your home using a line of credit, so you only pay interest on the amount you borrow – similar to a credit card. This is a great way to make home improvements, pay college tuition, and take a vacation and more. And your interest may even be tax deductible.*
Home Equity Loans
If you know you would like one lump sum, a Home Equity loan allows you to borrow a set amount against the equity in your home at a great rate, along with flexible terms.* This is another great option to utilize your assets to make your dreams come true.
Or for more details contact our loan team at 602-254-5291 option 0 then 3 today.
*Consult with your accountant or tax advisor. Available in Arizona only and must be owner-occupied.
First Mortgage Loans from Centennial Lending
Banner Federal has teamed up with Centennial Lending to offer our members mortgages that meet your needs, from people you can trust. They offer a variety of mortgage home loan products, including Conventional, FHA, and VA loans. Talk to the experienced Mortgage Loan Officers at Centennial who know that flexible rates and terms are just the beginning.
Not ready to apply? We’ve got the resources to get you ready!
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- Research Loan Options – Check our large group of Frequently Asked Questions
- Keep an Eye on Rates – With Rate Watcher you’ll get email rate updates
- Calculate Payments – Know what you can afford with our handy loan calculators
- Learn About Closing Costs – Estimate how much cash you’ll need to close
If you are ready, apply online now. It’s that easy!
Check on the recent home sales in your area through ValueCheck, Inc.
ValueCheck, Inc. will provide you the latest information on recent home sales in your area to help you determine your property’s current market value.