• (602) 254-5291
  • RT# 3221-7288-1
  • Privacy Policy
  • Make a Loan Payment
  • Locate
Banner Federal Credit Union
  • OPEN AN ACCOUNT
  • APPLY FOR A LOAN
  • SAVINGS & CHECKING
    • SAVINGS ACCOUNTS
      • Share Savings Accounts
      • Kids Savings Accounts
      • Club Savings Accounts
      • IRA’s
      • Certificate Accounts (CD’s)
      • Savings Account Rates
    • CHECKING ACCOUNTS
      • Protection Plus Rewards Checking
      • Opportunity Checking
      • Business Checking
      • Teen Checking
      • Cash Back Rewards
      • Debit Cards
    • MANAGE YOUR ACCOUNT
      • Online Services
      • Mobile Banking
      • Reorder Checks
      • Report Your Card Lost/Stolen
      • Make a Loan Payment
      • Change of Address
      • Forms
    • OPEN AN ACCOUNT
  • DISCOUNTS & INSURANCE
    • INSURANCE SERVICES
      • Auto, Home, & Renters
      • Life Insurance
      • Long Term Care
      • Identity Theft Protection
    • MEMBER DISCOUNTS
      • Employers & Small Business Owners
      • RepairPal
      • Love My Credit Union Rewards
      • Love to Shop Rewards
      • Cell Phone Service
      • Tax Preparation
      • ADT Home Security
    • OPEN AN ACCOUNT
  • LOANS
    • PERSONAL LOANS
      • Lines of Credit
      • Signature & Consolidation Loans
      • Savings Secured Loans
      • Payday Stretcher Loans
    • AUTO LOANS
      • Refinancing
      • Motorcycle Loans
      • Boats / RV / ATV Loans
      • New & Used Auto Loans
    • HOME LOANS
      • First Mortgages
      • Second Mortgages
      • Home Equity Loans (HELOC’s)
      • ValueCheck
    • CREDIT CARD
      • Apply for a Credit Card
      • Pay Your Credit Card
    • BEST DEALS ON AUTO LOANS
      • AutoSMART
      • Consumer Safe Debt Protection
      • Mechanical Breakdown Warranties
      • GAP Insurance
      • Autos for Sale
    • LOAN RATES
    • APPLY FOR A LOAN
    • MAKE A LOAN PAYMENT
  • LEARN MORE
    • ABOUT US
      • How to Join
      • Board of Directors
      • Careers
      • Contact
    • FINANCIAL EDUCATION
      • ID Theft Protection & Credit Monitoring
      • Report Fraud
      • Internet Fraud & Security
      • Fuel Economy Guide
    • FREQUENT QUESTIONS
      • Report a Card Lost/Stolen
      • How to Change My Pin Number
      • Wiring Instructions
      • See all FAQ
    • PRIVACY & DISCLOSURES
      • Privacy Policy
      • Fee Schedule
      • Website Accessibility Statement
      • Account & Other Disclosures
    • OPEN AN ACCOUNT
    • MONTHLY NEWSLETTER
    • SPECIALS & LATEST NEWS
    • HOURS & LOCATIONS
  • Search
  • Menu

Loan Rates

  • Personal Loans
  • Auto Loans
  • Home Loans
  • Credit Cards
  • Best Deals on Auto Loans
  • Loan Rates

Loan Rates

Effective 01/01/2019

*All loan rates are shown as Annual Percentage Rate or APR.
** Example: A $25,000 closed-end loan, such as an auto loan, for a term of 60 months with a 3.99% APR, the monthly payment would be $460.28 per month.

Auto Loan Rates**

***73-84 months available on loans greater than $25K

Term in Months 2014-2019 As low as:2009-2013 As low as:
0-603.74%5.49%
61-723.99%5.74%
***73-844.74%N/A

Home Equity / Second Mortgage**

Closed-end and Revolving Loans Available

Terms up to 240 monthsAs low as:
4.75% Variable Rate APR*
6.75% Fixed Rate APR*

Personal Loans** & Lines of Credit

Terms up to 60 monthsAs low as:
10.50% Variable Rate APR*

RV‘s / Boats / ATV’s**

***120 month terms available on loans greater than $35K

Terms in MonthsAs low as:
245.50%
365.75%
486.00%
606.25%
726.50%
846.75%
967.00%
1087.25%
120***7.50%

New / Used Motorcycle**

***84 month terms available on loans greater than $30K

Terms in monthsAs low as:
244.25%
364.50%
484.75%
605.00%
726.25%
***845.50%

Latest News

Categories

  • Auto Refianace
  • Cars for Sale
  • Holiday

Locate an ATM

GO!
Banner FCU Logo

Service

  • Make a Loan Payment
  • Open an Account
  • Apply For A Loan

Personal

  • Checking Accounts
  • Savings Accounts
  • Manage Your Account

Membership

  • Benefits & Discounts
  • Educational Support
  • Why Banner FCU
©2019 Banner Federal Credit Union | Phoenix Web Design by Kinetik IT
  • Facebook
  • Home
  • Savings & Checking
  • Discounts & Insurance
  • Loans
  • FAQ’s
  • Site Map
Scroll to top