ORDER CHECKS
Personal information must be correct with the credit union. the same from last check order in to use this service. Email your request to us. Please include the quantity of checks you would like, your account name, and check starting number. Do not included any personal information such as account number or social security number. Your check order will be mailed the address we currently have on file for you and your account will be debited the amount of the check order when processed.
Pulse Checking
Pulse Checking is our feature-packed checking account designed for everyday convenience. Easily manage your money with mobile check deposit, bill pay, Zelle®, transfers between financial institutions, and a mobile wallet-ready debit card with card management tools.
The $5 monthly service charge is waived each statement cycle when you:
- Complete 15 posted debit card transactions, and
- Receive $750 or more in direct deposits.
With the right activity, you can enjoy all the digital banking tools with no monthly service charge.
Opportunity Checking
Opportunity Checking is designed for members working to rebuild a positive checking history while still enjoying modern banking tools. Manage your account with mobile check deposit, bill pay, Zelle®, transfers between financial institutions, and a mobile wallet-ready debit card with card management features.
This account includes all the conveniences of our regular checking while providing additional monitoring and support to help you stay on track.
The $15 monthly service charge is waived each statement cycle when you:
• Complete 15 posted debit card transactions, and
• Receive $750 or more in direct deposits.
After one year of positive account history, you can request to be upgraded our Pulse Checking account.
Business Checking
Bring your business checking to Banner Federal and save money on your monthly service charge. For only $6 a month, receive most of the same benefits you enjoy with your personal checking account including free check writing, E-Statements, Virtual Branch account access, and more. Ask one of our member service representatives how to get started on your new Banner Federal Business Checking Account today!
Teen Checking
With Teen Checking, you can transfer money instantly to your teen’s account and even monitor spending quickly and easily, online, anytime! Please note that this account requires a qualified parent or guardian co-signer, and both the adult and teen must visit a Banner Federal branch together to open the account. Please ask your teen to bring his or her driver’s license or school ID.
Debit & ATM Cards
To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. We will NEVER ask for your personal or account information. We will only ask you to verify transactions.
Traveling? Let us know before you go, and we’ll make a note of it. Otherwise, our fraud department may stop your card. Simply call us at (602) 254-5291 Option 0 or email us at inform@bannerfcu.org/.
Lost or stolen cards – Call us at 1-800-617-3775.
**Zero Liability means you won’t be responsible for unauthorized transactions when you notify us within 60 days from when we sent you the statement on which the item appears. Visa Zero Liability also protects against unauthorized purchases if your card is lost or stolen. Certain conditions and exclusions apply.







