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Those little life emergencies are always tripping up your financial plans; the flat tire that can’t be repaired or the water heater that springs a leak. Emergencies happen more often than we’d like. That’s why a good financial plan includes an emergency rainy day fund, or reserve account... 
Those little life emergencies are always tripping up your financial plans; the flat tire that can’t be repaired or the water heater that springs a leak. Emergencies happen more often than we’d like. That’s why a good financial plan includes an emergency rainy day fund, or reserve account. To start building your account, consider using payroll deduction. Every payday, set a small amount aside into your rainy day fund. Depositing even just $10 or $20 per pay check will get you started. Before you know it, you will have enough set aside to pay for those unexpected expenses. 
Join Banner Federal Credit Union
The financial solution for Banner Employees
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- Better Savings Rates
- Lower Loan Rates
- Safe and Secure
- Bank Where you Work
- Shared Branching
- Virtual Branch
Membership Eligibility:
- Banner Health Systems
- Arizona's 1st Class Auto Body
- Children’s Medical Grout, Ltd.
- Desert Valley Rehabilitation Medical Center
- Dr. S. Q. Hansen, DDS
- Facilities Development, Inc.
- HEALTHSOUTH Valley of the Sun Rehabilitation Hospital
- Maxim Healthcare Services
- National Council on Alcoholism
- Ormid
- Palo Verde Hematology and Oncology
- Click Here to See All
Better Savings Rates
Credit Unions are not-for-profit and are exempt from federal taxes. This benefit is passed on to you as a member in the form of lower reduced cost financial services and higher savings dividend rates. Compare our rates and see we are consistently providing better rates to our members.
Lower Loan Rates
The not-for-profit organization of the credit union means we are exempt from federal taxes and can pass that savings on to our members in the form of lower loan interest rates.
Safe and Secure
Your Banner Federal Credit Union account is federally insured up to $250,000 by the National Credit Union Administration, an agency of the federal government. No member has ever lost a penny in their insured accounts at credit unions.
Bank Where you Work
Because we only serve Banner Health employees, we have the ability to locate our branch offices right where you work. With seven offices located in or on Banner Health facilities, you can’t get any closer to your funds.
Shared Branching
With thousands of credit union participating in the Shared Branching Network across the nation, you are always close to a location that can serve your financial needs.
Virtual Branch
Virtual Branch is the new online account access program that allows members to view their accounts in a secure Internet environment from where ever they have computer access. Transfer money between accounts and trailers, make payments, it’s all electronic and online real time.